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Microloans

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Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. Kiva works with microfinance institutions on five continents to provide loans to people without access to traditional banking systems. %100 of the money you lend through Kiva goes directly towards funding loans.

I started lending money through Kiva about 3 years ago. It was an idea I got from this post by Steve Pavlina

I love it. It actually makes me feel like my money is making a difference, and I’m not hoarding it or using it just for myself. It’s always in motion and working and never completely stuck. It’s hard to be down on yourself when you know you’re helping other people.

I do like loans too as opposed to charity. I want to assist people in empowering themselves, and just handing out money doesn’t solve many money problems.

A small amount of money in the United States goes a long way in other countries. At the time of this writing, I’ve loaned to five different people in five different countries totalling $125. $25 a piece to someone in the Phillipines, Uganda, Cambodia, Georgia and Nicaragua. One loan has been fully paid back, two are partially paid back, and two I just loaned today.

The website is very easy to use and does an excellent job tracking all types of stats.

Come join me by clicking here.